Loans are strictly for 21s and over. Loans for business use only. Finance is subject to status. Terms and conditions apply.

UKStartups is committed to maintaining full compliance with lending laws, and the company takes proactive steps on that. Some aspects of our direct non-deposit taking lending business may require some regulation (even as there are no rate-capping laws in the UK). UKStartups will satisfy all regulated areas of our business as and when they are added.

UKStartups does not accept deposits and will not accept deposits in the near or foreseeable future. UKStartups is not providing a regulated service to you, so you will not have access to the Fcinancial Conduct Authority (FCA) redress if you wish to complain about our service. UKStartups.co is not authorised or regulated by the Prudential Regulation Authority (PRA) or the Financial Conduct Authority (FCA). UKStartups.co and its partner entities are not banking institutions and do not operate as such.

 

Self Regulation

UKStartups.co, a non-deposit-taking, no upfront fee is self-regulated, but follow compliance and KYC rules. UKStartups and its funding partners are not banking institutions and do not operate as such. +Learn more

 

Investment Advice

UKStartups is not regulated to provide investment advice to clients.

 

Tax and Accounting Advice

UKStartups is not regulated to provide tax and accounting advice to clients.

 

Tax Compliance

UKStartups complies with all tax obligations (funding sources and allowable expenses).

 

Legal Advice

UKStartups is not regulated to provide legal advice to clients.

 

Deposit-taking

UKStartups does not take deposits. UKStartups is not licensed to take deposits. UKStartups has no intentions of taking deposits now or in the near future.

Loan repayments are not deposits.

 

Important

UKStartups is not providing a regulated service to you, so you will not have access to any FCA Redress Service if you wish to complain about our service - that is if there is/was ever any protection for borrowers borrowing from non-deposit taking lender and when there are no usury laws in the books of England & Wales.

 

Future Regulation

The option of being regulated in the near future is to have access to certain vital national databases integral to our business model, operative model and strategic customer acquisition model, and NOT a step to take or mobilise deposits.

 

Regulatory & Compliance Team Contacts:

Please direct all enquiries to the group's centralised in-house team here.